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That's is a whole other topic though.I've never encountered an occupied REO though.

You're going to encounter more drama and crackhead wannabe contractors going the Craigslist route but it's also a good bet at beating down the many times ridiculous prices about 90% of companies charge when the company they work for is more than likely only paying them 15 to 20 bucks an hour anyway and offering meager benefits.

Most residential mortgage folks (brokers and real estate agents) I've encountered demonstrate an understanding of convenience when it comes to CMHC programs.  

As a newbie, I have encountered many that have tried to sell me their books, their products, their mentoring programs etc...however, I'm learning very quickly what to look for and most importantly how to STAY FOCUSED! 

Not limited to that though, meaning if we encounter a deal we can do, like a subject-to, owner financing, etc., we'll be open to it.  

Now if you are doing complex creative owner financing, wraps, need clever clauses, encounter title issues, doing messy deals, or are buying commercial property, etc, then you may want to pre-meet legal and other transaction professionals.

I  had the amazing opportunity to transact with numerous portfolio lenders, let me be the first to say; this is the most reclusive space in lending I have yet to encounter.My most recent encounter was complex!

No - in 13 years investing in real estate I have not encountered such a rule.

Having a really detailed rehab spreadsheet with all the possible items you could encounter in it will help with that.