And yes, when this is all over I will post an honest, if embarrassing, review of the “lender”.  

Strategy I’m using:Offering embarrassing low offers ALL CASH.

If you are scared or embarrassed about what you are doing, you shouldn't be doing it. 

I’m embarrassed to even say this but at one point in my life I hated reading books.

Embarrassing in fact. 

Also I saw on your page that you were with the FDNY, my wife's father was one as well, but unfortunately passed during the 9/11 incident 😔🙏  This is slightly embarrassing to say, and I've tried to do so much research on it to understand, but I don't understand what exactly you mean by 10 cap and 7 cap.

I used to be embarrassed of not being good in math , today I say it right away , and this way I don’t get stressed out

The COC was already a slim 4.5% and now with the above corrections to the OM, it's an embarrassing 2% or something.

I can't tell you how much **** I've caught in public, and how embarrassing it was, because someone thought that it'd be a good idea to tell me how I didn't need a service dog, I didn't look disabled, and how I was taking advantage of the system.  

They won't be upfront about that, it's embarrassing for them.