Your analysis needs to go from the city, down to areas, down to neighborhoods, down to a property, look at the big picture.There is a reason that block went down hill, why did it happen and can you cure that or those issues.

Finally their head of lending and I spoke and it went even further down hill.

You won't likely get the 20% increase in just one year but when you move your payment downhill and rents go uphill you might be able to swing it.It's really no harder to rent a 1 bd than a 2 bd.

You are right on, coastal is probably more 100% than 50% down now.....Even C class Phoenix is like 35% down now..... which leads to my next conclusion that we are at top now and going downhill from here....

No downhill skiing to speak of but cross country of course

It's just going to go downhill from here. 

Personally, I think we are going to continue to go downhill on home prices until rates change.

For example, once the CA property market going down hill.

I anxiously await  our team Trump to start things rolling, downhill of course.

Let the water release downhill to the ocean through hydro turbines.