I have the passion and am looking for those who are willing to share the wisdom.Hi Mikal, welcome to the BiggerPockets community!

I appreciate the suggestion to check out Tim Delaney’s posts - I'll definitely do that.FYI - I’m also a regular listener and fan of your BiggerPockets Money podcast, so it’s great to connect with the community here.

It would be hard to fulfill the 750-hour requirement (can I go to community college as part of the 750-hours?!) 

Does anybody have any recommendations on small/community banks that they like to work with?  

I got in for no money in a C plus community so I made a move.

Assigning contracts as a legal instrument when necessary is still fine, but not as a business practice.Gonna be interesting to see how it affects the investing community here, but I've been encouraging people to just take the title for the last couple of years knowing this ban was coming.

This community is full of knowledgeable investors who are eager to share insights and experiences to help you on your journey.To make the most of this platform, I recommend asking very specific, detailed questions.

Quote from @Jayleco Mcgaughy: Hello BiggerPockets community!

The current commissioner would allow insurers to use computer modeling of future exposure to set premiums, while requiring them to offer coverage in risky communities roughly in line with their shares of the market.  

The biggest challenge seems to be finding lenders that offer these loan products which is where I’m looking for help from the community with recommended lenders that serve Texas.The Fannie Mae (or Freddie Mac) options are preferred over FHA purely because of the (perhaps perceived) limit on renovation funds that the FHA option provides.