Was that with Smart Home Choice by any chance?

Orhi I'd be glad to send you my top choices for PM in the Cleveland areas.

And the cheapest capital comes from traditional lenders, who will want good credit score and financial wherewithal from the borrower.  

Rental properties are excluded from 50a6 law however lenders sometimes chose to follow it still as an overlay (additional layer) to provide protection because sometimes borrowers falsy their occupancy to exclude them from 50a6 law (like saying you dont live there and pretend living elsewhere when you in fact do as a borrower live at the aforementioned property).

@Bruce Schussler   I am always suggest my borrowers stop at 60% loan to value when utilizing this strategy.  60% is the loan to value where the loan would qualify for the best possible rate.

What will be left of the security deposit if they feel they have no choice but to leave the property as is.

Now if you're just looking to make your credit report look better, that might work but not sure why that would be worthwhile unless you were just looking to borrow more consumer-type debt rather than hard asset notes. 

Great choice...come on down to Texas. 

When an IRA borrows money, it needs to use a Non-Recourse loan.

Another good choice is Matthews, 25 minutes southeast of Uptown, which has a walkable downtown area with a small selection of restaurants, bars, and coffee shops.Traffic is something to keep in mind, as Charlotte is growing fast.