You can finance both real estate and business-related expenses under one loan.Best for: Owner-occupied properties (51%+), businesses acquiring both property and operations, or those needing working capital alongside real estate.SBA 504 Loan – The Fixed-Rate Power Play✔ Max Loan Size: Typically $5M, but can go higher with green-energy incentives✔ Down Payment: Typically 10% (15%–20% for special-purpose properties)✔ Eligible Use: ONLY for real estate and equipment—no working capital✔ Term Length: 20 or 25 years (real estate), 10 years (equipment)✔ Interest Rate: Fixed, below-market rates (CDC portion is government-backed)✔ Structure:50% Bank Loan40% SBA/CDC Loan10% Borrower Equity (15%-20% for special-use properties)Best for: Buyers looking for long-term, fixed-rate financing with lower equity requirements, particularly for industrial, warehouse, retail, or medical office spaces.Which One Should You Use?

The best place to start is with a spreadsheet that has every every cost itemized. 

Always hard money lenders at the meetups and normally some wholesalers as well.Just remember your best deals are probably not from wholesalers, but the deals you generate yourself. 

Best regards,Cade Manley

What's everyone's opinion on which market has the most promise? Looking for something with low acquisition cost, and meets or exceeds the 1% rule.  I've decided that finding "deals" in Arizona is unnecessary as there ...

Building the right team is a great first step—wishing you both success in finding your first property in Baltimore.Welcome aboard and best of luck investing!

I don't have much advice as now the profits are gone and it seems like the best thing to do is to get your money out the deal and move on.  

We built a single family home version of a 2 bed 1 bath with surface parking at cost with no profit all in with land for 175k in newark ohio, a suburb of columbus ohio. when we push that to 3 units and closer to the city for our build to rent model the numbers go way better. a 30k slab for a single family home is 30k, a 30k slab for a triplex is 10k a door. we designed a 2 bed 1 bath design at 668 sq ft and it's very good layout even I would live there, but I would never build anything that small again. there's no economies of scale. you need density and shared lines, resources, shared roof shared slab, shared windows, etc the cost goes way down.

My partner and I put on some investor forums monthly in Scottsdale, great way to connect with other investors.

Besides, if the person doesn't give a glowing review, you know its probably the best review he can provide--not great news.