An example would be if Lender A charges 0 points and has par pricing of 7.2, but Lender B charges an automatic 1.5 points for all loans but claims a par pricing of 7. 

What they are asking for is 60 day aditional rent for lease termination because they say that lease is renewed automatically if tenant gives insufficient notice. 

Using the example above, a cost segregation study can only apply to $500,000.Option 2 (simplified method): Taxpayers can elect to treat the adjusted basis of the exchanged property as if it was disposed of at the time of the exchange.

There’s always gonna be hiccups, time delays, over budgets for unforeseen things that’s part of the business. execute, adjust, pivot learn and keep going! 

That's like a company that does software development giving employees a bonus for referring other good programmers automatically makes the company a "scam". 

In other words, the adjusted rental income (75% of the gross rents) must be sufficient to cover the total mortgage payment of the property.Example of the FHA Self-Sufficiency Test Calculation:Gross Rental Income: Assume the appraiser estimates the total gross rental income from all units is $4,000 per month.Adjust Rental Income for Vacancy: Multiply the gross rental income by 75% to account for vacancies and maintenance costs.$4,000 x 0.75 = $3,000Monthly Mortgage Payment: Assume the total monthly mortgage payment (PITI + MIP) is $2,800.Result:Since the adjusted rental income ($3,000) is greater than the monthly mortgage payment ($2,800), the property passes the FHA self-sufficiency test.Importance of the Test:The self-sufficiency test is crucial for borrowers looking to finance a 3- or 4-unit property with an FHA loan.

Is it possible for Appfolio to generate invoices automatically? 

Think about how can you make your property a no brainer when having to decide between an apartment and a home. 2-Contact homeowners who are not in your close proximity, so they do not feel threatened, and ask them what are they seeing in the market, and how are they are adjusting (most likely you are not the only one who is experiencing this). 3-  If you decide to work with a real estate agent, use one that works with rentals, and better yet, someone who specializes in property management as well, because they will help you weed out  bad applicants. 4- This last one I do not have experience with, but I would definitely try it if my rental was near a hospital: Partner with a company that finds housing for traveling nurses.

Is the HELOC adjustable or fixed. 

Any tips on how to document the damage effectively or how to approach the adjuster?