You point to contractors suggesting specific mortar materials being used but can you identify in the building code a requirement that these recommended mortar materials are utilized?

About a year or two ago I pivoted and started flipping and finding alternative strategies, but I have realized those cannot replace this strategy, they can be in addition to it, but I need to continue buying, moving, and keeping as a rental every couple of years because this really is the best strategy for building long term wealth.Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

The projects that are going up are built with less than qualified help, cheap materials and rushed to the point of poor craftsmanship all around.

not to mention you can go on E bay and for 50 bucks or less you can buy any Guru's printed materials or tapes.. they all give them at the start of their seminars in exchange for the big fee's folks pay to go.. 

Ask for documentation that justifies these alterations.It's essential to feel confident and informed throughout the lending process, so don't hesitate to advocate for yourself and seek out advice or alternative options.

I might be eating these words later, but as far as I can tell, at least here on the Oregon Coast and beyond the market crash everyone is waiting has not materialized. 

We can use alternative documentation if self-employed such as 12-months business or personal bank statements.

You may not get it but set the bar high, or the alternative is you won't close. 

However, not everyone has the income to qualify conventional, so the alternative route would be DSCR loan where the program doesn't look into your income, instead it evaluates based on the subject property rental performance based on the ratio system.

Now this is my opinion and for others it’s very different depending on the situation - I just wanted to share an alternative point of viewRegarding what has more wear and tear, I would say short term rentals have more wear and tear to them than long term tenants but also depends on the tenants.