HUD used to advertise the appraised value in their listings, which always matched the original list price.

I want to talk to all the banks I can about refinancing options, the bank we have our current mortgage in is Ibercaja and they are not too helpful, if anyone could share info on the most investor-friendly banks in Spain and also serious private lenders (without so many referalls and other like minded investors to ask about lenders as in other countries I find it hard to trust the advertising of private loans you see everywhere) it would be helpful also.

Like Alicia mentioned, typically not advertised you will want to get to know the individuals.

They are substantially similar.The bottom-line requirements for wholesalers are:A buyer must disclose to a seller of their intention to wholesale the property;A buyer must disclose they are selling their equitable interest/contract rights (versus selling the property) in all marketing, advertisements and communications with other parties;It is important that each and every communication, ad, sign, post and communication have a disclosure that the wholesaler is marketing and selling their equitable interest or their contract rights.

Free advertising.2. 

So, why is McDonalds still spending billions on advertising?

At least, if you advertise each room separately, you're placing people in a house who might not have otherwise found each other and can get a house more affordably than they would on their own.

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

Many property managers won't advertise there because you get a lot of bad leads, but it is part of the job.According to Zillow, you have been on for 25 days but have 24 inquiries.

Regarding background checks you can use many different apps or software, I personally like Hemlane for tenant advertising and screening.