I'm a credit union person overall- it can be a little less friendly for multiple accounts, sharing funds ect. 

If you are using a local credit union or balance sheet lender they have additional qualification standards but I see you are in Oxnard.

I like small local community banks and credit unions more than big banks.

But I'll note that they use the same technology that QuickBooks uses for their bank account sync, so they probably have some of the same issues I had with my smaller banks and oddball credit union lenders.

I remember starting out years ago in the military so even making a marginal, positive impact would be rewarding.After two weeks in searching, there is three houses I am drawn to.

Finding financing for multifamily properties in the 5-10 unit range typically means local banks and credit unions, or small balance commercial lenders.

I am fortunate that my local credit union offers HELOCs at prime+2 for rentals at 100%LTV so I was able to get most of the equity back out relatively cheap and painlessly.The one rub here (and not against OCF specifically) is that the property only appraised for $30k.

Separating from the military in about 2 months, after 14 years.

Madrid-  invest in properties foreign diplomats and military like to live, near good international schools, sights, their work, transit systems, available parking, etc.  

We run all this through a larger software but before we owned a management company we used Trans Union. - Verified income must be a minimum of 3X the rent. - Current employer reference must be provided and we must speak with the employer.