Renting to only Section 8 now is possibly the best course of action if the rent you are willing to sale is low enough.

In the second half of the year, market by market, the supply will slow to near record lows, which will be a key theme in 2026.

Damon That's the rub with low income tenants.

Second, the insurance is $1.5k which seems to be low as well. 

This week supposed to be 15 highs and 0 lows. 

In my state i have no such requirement on security deposits but i question the feasibility of doing this as well as how will anyone know as long as you have the means to pay the tenant their deposit when they move out. most banks charge for low balance accounts.  

That said, if you only have a few "residential" rental buildings, most direct carriers can get you pretty low deductibles on their stand-alone policies (State Farm, Allstate, Farmers, Nationwide, etc.). 

And it's a rather low bar to get over for anyone wanting to continue to wholesale. 

Where trust is low, though, things are slower or more expensive or both.- Understand that you can have never more than 2/3 of the following:  Fast, Good, and Cheap.  

HELOC's are good if maybe you don't have a deal, but want to keep the money ready to use and the property has a low rate that you don't want to lose. 2.