Or just borrow a little and see how it goes or put it on a credit card ( down payment) and pay it off in a year@steve Vaughn  follow Steve  he has built a very impressive portfolio by the boot straps in another post he said in 14 years he now has 34 rentals.. mix of homes and small apartments.. and he says he used scortched earth policy to get there..

I once forgot an entire load of laundry at a laundry mat and when I went back in the morning they pointed to a sign that said "Any items left behind after hours will be thrown away" I was definitely disappointed and a little irritated but I only had myself to blame.

Matthew Dunn Mat if I were in your shoes i wouldn't refinance over 1% interest 3.75% is still darn good.

You want rubber mats and a radio.

Would love to speak to Mat!

In my area at least, it has a mat finish, and doesn't even require sanding refinishing.

Welcome to BP, Cole M. at the REIA is a good first step.Brian

On the lower end we have seen the unit become the laundry mat for family and friends. 

Look at the bolts in the bottom double plate anchored in concrete of a frame built, or the rebar and straps required by code.

For a person strapped for cash they might not have enough for the next deal.