So with that being said, i can use this discounted scenario and put in equation that lends itself to a reasonable value.

What you'll find is your return is higher when you leverage your money.Here's an example of a property I analyzed recently for another investor:Notice the highest return on my investment is the first year and it diminishes after that.Also notice I have $103,067.64 in equity on year ten.

Our total rehab costs will be around $15,000 and if appraised accurately, will allow us to access around $50,000 in equity (I am probably going to use Unison for this).Fortunately, I have an uncle who is successful in buy-and-hold -- his advice has been valuable.

Already have some built in equity from the start.

We are also estimating a rough estimate of 200k in equity.

So... instantly I will have about 140k in equity.

Who says you have 100k in equity?

So, I put down about $18,000, I have been cashflowing, and I now have $130,000 in equity between the two.

So, you'll have maybe $10-15,000 in "equity" when you sell.

Here are the amazing details: Apraised: $1,200,000Contract Price: $1,135000New loan for $955,000 at 6.25% amortized for 25 years and adjusts every 3 years at prime plus 1.25.Down Payment: $180,000Buyer Credits: $270,000 (that means I get cash back at closing)There is $245,000 in equity, I am getting around $90,000 cash back at closing, and the property will cash flow about $2,500/mo.Had I not attended the NRU class on commercial real estate would I have been able to do this?