Refinance with Rate Buy-Down:Pay 2 points ($8,640) to lower the mortgage rate to 6.625%.

Hello,Little background I’ve been buying and selling since for 15 years.

Buying properties through non traditional channels.  4.

I have a few properties in East Stroudsburg that I bought, and I want to do something similar here where I buy, rehab, live, then move out once she is done.

We're trying to decide whether or not to pay it off or save to buy another property. 

What I find to be most valuable: Ease of use, cost-savings and efficiency and here's what I mean: If using an interior designer to furnish your rental, they will hand you a list of supplies + furniture to buy and what I was able to do with Minoan is upload that list as a CSV file and then they come back with a quote of all of the items they can fulfill along with their respective discount. 

Not sure about MTRs.My general conclusion was that it is tough to do business in the town if your goal is to buy property as pure rentals out the gates and no intention to occupy.

Am I overall lowering my expenses if I buy a two-flat and rent out one unit?   

If you want an ADU, buy a property with an adu.  

@Erick Pena please understand that buying rentals is NOT passive income!