Self induced - because it was artificially suppressed interest rates of 2005ish that created the housing bubble and the past decade that created the current one.

If you own a park and want to artificially keep rents low, then that is one thing.

Cliff's notes on what we did - Renovated kitchen, renovated master bathroom, renovated garage, renovated basement, new paint, new roof, new slate floors, artificial turf front and back.

Now, I'm FINALLY realizing this was a very artificial rule.

I think that they will help make a difference.I do think that letting a pro go to town with a ton of touch ups on the pics create an artificial look.

You are no richer for doing so.Your best financing options will come from loans taken in your own name.Theoretically, you might qualify for more loan proceeds if you have a high rental amount but if you artificially increased rent by renting it from yourself, you have committed fraud and that creates all kinds of other potential problems for you, so I wouldn't recommend it.

Military personnel have a huge pay range, from the low paid new recruits, to the well paid senior leaders, and everything in between.Fannie/Freddie have loan limits, but theirs is an artificial world focused on owner-occupants.

Also, in my opinion, 2020 and 2022 have nothing in common.  2020 was right before the government dumped trillions of dollars on the economy, allowed people to thrive and not work, handed out money like it was worthless, artificially kneecapped interest rates, etc. and 2022 was right after. 

The market has been artificially inflated as the foreclosure and eviction moratoriums have prevented a lot of distress inventory from entering market.

Don't believe me, check out the data on poverty from the Census Bureau.As for the Section 8 program, as another poster here pointed out, it has artificially increased housing prices by creating an artificial increase in demand.