I think you hit the nail on the head, Joe. 

I’ve been interested in real estate for years and have invested as an LP in several projects, ranging from residential single-family homes to NNN properties and flipping.While I haven’t owned any property yet, I’m hoping to take that step in the near future.

As we wrap up the year and look ahead to 2025, the real estate market continues to present unique challenges and opportunities for investors, brokers, and lenders alike.

Beyond the lessons from the projects themselves, building a business that’s efficient, diversified, and focused on the luxury market has been a game-changer.

If you plan to actively invest in 2025, see if you can name ONE city/metro region that made the NAR's 2025 TOP PERFORMERS LIST!

If you have an LLC, the accounts should be business accounts in the name of the LLC.

@Daniel Medellin Regarding your question, it would depend on the lender or bank you're working with if you want to go that route in the future. 

Sometimes it’s the VA that asked the question first  and then the person they’re marketing for comes on the thread and answers the questions to promotes their services.

Food for thought for me and you : If you where to start all the way from zero in wholesaling, how would you rebuild going back up?

Go with the HELOC.