I wouldn't make it a habit of telling contractors the other quotes while they are bidding the job.

I have a bad habit of using that term with SBA loans as they don't always have real estate involved. 

Basic are we purchased two tracts of land vitally located in middle of a large commercial development for $2.5 million.

This is why it is vital for a passive investor to know what questions to ask to qualify the syndicator.

@Josue VargasThe majority of people, especially those who rent houses, feel threatened by books and make it a habit not to read.

Demonstrate that you (or your designee - the PM) provide habitable housing and respond appropriately to problems as they arise. 

I need to do more research.My third deal, although I used the same brand, it was mostly out of what is now a habit and didn't have the time to really to put into shopping.

An emergency fund is vital, so set some funds aside for maintenance and unexpected issues. 

What is the cost of refinancing and are you willing to change your spending habits or will you see the zero balance on the credit cards and add more debt? 

 I’ve had tenants for years around this area some pay on the first or the month on the second and some  pay on the third I do have a late charge per day after the first but I’ve learned on my multi families just go there on the fourth and get the rent and that way I only make one trip otherwise I’m coming back chasing everyone down people unfortunately people are creatures of habit as long as they pay every month I’m fine with that and unpaid late charges  just come out of security per their lease  But I do agree  a new tenant you need to lay down the expectations and what things are and if  is no late charge in your lease you need to amend the lease