@Kris Lai I ended up withdrawing my loan application and went with Alliant Credit Union instead.

And if I feel the flooring is in good condition, even if not new, when I’ve had applicants that didn’t like flooring color (usually use a darker taupe), I tell them that’s what area rugs are for.

Make sure you have a great location analytics software to understand the type of neighborhood you are investing in.

I have two applications from the same household.

He has disregard for city and state laws and it shows a pattern.We did serve notice prior to him requesting an application to be on the lease.

If you use any other software, for what purpose?

These fees include charges for appraisals, inspections, title insurance, legal fees, lender fees, and various additional fees.Here is a list of some of the fees you can expect to pay in addition to the money upfront when investing in real estate:Loan origination fee: This is the lender’s fee for processing the loan application.

Oakland in general has large demand for LTR, especially in the family-friendly neighborhoods, so I wouldn't be surprised if you are already seeing many applicants on day 1.

Quote from @John Underwood: First thing to do is check with the city or county to make sure the ADU would be permitted to be a STR.The municipality has an application process but initial indication is that it's not overly restrictive in the area I'm looking at. 

She offered to pay a full rent's payment upfront, along with the deposit, to compensate for her current unemployment.Are there negatives or major red flags that are associated with this that I should consider as I evaluate her application?