If not for you and you prefer the traditional route, I would explore potential "up and coming" markets such as Acworth, Cartersville, and Douglasville, where the price-to-rent ratio is a little more favorable, and growth is apparent.

Arthur, where in Philly are you looking.

The Board already spends funds on things owners disagree on, such as expensive vendor contracts where a Board member gets a referral fee or is part of the contract.

I am at an inflection point where I need to decide if I should try to sell or rent it due to possibly moving for a job change. 

And where do you find others to network with?

Luckily where I live there is rarely ever any need for AC or heater use).

If you're able to download the SPD (Summary Plan Description), there will be a section pertaining to loans where you could find out and know ahead of time.

Where i just needed to worry about just me doing something negligent or what have you, now i will have two to keep in mind.

I would love to learn and add value where I can.

38116 and 38118 are the areas Im referring to and I have a Podcast where I break down the stats and all details of those areas.