I rented out my first primary residence in Morrison, CO in 2018, and purchased my first true investment property in Highlands Ranch, CO in 2019. 

Investment Info:Single-family residence fix & flip investment.

Most of those residents guard their vouchers like gold.  

Is our primary residence and is a long term live in flip. $490k mortgage.

Quote from @Cam Warren: Hey I’m new to the bigger pockets community.

Hey Chris would love to visit.  100% of my business is helping clients in all 50 states with purchasing vacation homes/STR properties. 90% of my clients use the 10% down loan because the lower down payment requirement and rates/cost similar to a primary residence.

Right now we have it split based on the square footage of our residences. 

I own my primary residence and want to build a DADU on the back of the lot.

A 1031 exchange is NOT available for owner occupied property so that’s the bad news.The good news is for owner occupied primary residences, for married couples, the first $500,000 of pain is tax free.No need to worry about a 1031, live in the house, sell it, use the $500,000 exclusion and you pay KP tax on whatever profit may exist,2.

Primary residence loans are less risky than investment property loans, which is why they have more favorable terms than investment property loans.