There are several factors that lead to this, the primary driver is picking tenants who pay their bills.

Usually on DSCR loans, lenders will provide a preliminary cost breakdown but we usually can't pick the pencil back up and finalize terms until the appraisal report is in hand and expenses (tax/insurance/HOA figures) are finalized.

Example - I owned a community center I needed to sell that I had picked up in foreclosure.

Go to https://www.architecturaldesigns.com/ and pick out your house plan.

@Albert Hasson no doubt any strategy you pick will have pros and cons, that's why most people never end up investing in real estate, they just focus on the negatives.

Pick a good career and college can be the smartest thing you ever did.

I will pick more books and read them. 

Some greatly exagerate the after repair value and way underestimate the repairs.Hopefully your previous experience will help you pick out the best deals.

depending on what you are looking to do, there is a Market Finder tool within BP as well under the "Pick Markets" tab which has some data that may help 

But, as long as you plan to grow, it may be worth having that relationship in place so you're not scrambling later when your REI activities have picked up.Hope that helps!