I need to practice patience as I'm at the point where I'm just about out of funds for downpayments and saving up enough for 25% down doesn't go as fast as I'd like.

Like you, I was concerned about potentially triggering a due-on-sale clause with the lender.However, I spoke with my lender, and while he confirmed that technically this could trigger a due-on-sale clause, he also mentioned that in practice, it’s very rare.

Outside their expertise. 

This takes a lot of time, expertise and knowledge.  

But it’s most important to have the practicality and shrewdness to see and take advantage of it. 

You can raise capital through family, it’s actually a very common practice.

If you're in need of such expertise, I'd be happy to provide a referral.Regarding financial management:1.

About my last email, I want to explain that I wrote it not just to say thanks but also to talk about some practical issues.

I'm a college student, and I plan to start investing in multifamily homes once I graduate, and I recently started looking at deals on Zillow just so i can practice underwriting.

It might be work just looking for deal analysis practice to see if you get closer to a number that works.