Yes, it could be the signs of a certain personality defect, but it just as likely could be the sign of a young 20 something being "young n dumb" making poor choices. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer. 

I have about $1000/$1500 a month disposable income and need to do something productive with my life.

As the retail sector faces continued strain, Buy Buy Baby’s transformation highlights the shift toward online retailing, even as Bed Bath & Beyond products make a limited return to physical stores through the Container Store.

One thing you might want to consider is partnering with microsoft and adding a third party app to their office 365 suite of products as they have an accounting arm and many other applications already in play that you could add on just for property management and it would work on their system to integrate everything.

The city recently inspected the property and determined that a converted garage was poorly constructed.

@Rachael Lucas    The 10% down second home/Vacation product is a conventional loan.

(I am getting pretty tired myself sounding like a broken record).Direct mail marketing works SO poorly, you need to send THOUSANDS of mailers, AND you need to send these thousands of mailers SEVERAL times to get a deal.So:BECAUSE the performance is SO low you need to send thousands to COMPENSATE for its poor performance AND hit the receivers several times BECAUSE the performance is so low to get a deal.Conclusion: "Direct mail marketing works"WHAT THE HECK?!

But if you want to drill down to markets and product type, you'll see there are certain combinations still doing well. 

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