But my market is still better because of my team and our personal enjoyment of non REI.  

Following advice, I put $130K into a charity fund to start a 501(c)(3) non-profit.

Quote from @Jeff Brogan: I would hire a trusted expert to get you real numbers, someone that does it in that area all the time (rents out properties/property management). 

With expert guidance, tailored training, and a supportive community that will align you with the tools you need to fast-track your success and avoid common pitfalls.

In some cases they cannot pull the money out because it is now (Non-owner occupant) an investment and their credit union or bank may cap them at 70% or 75% MAX LTV.Nothing wrong wiht putting 10% down on a primary but look at the rates on both 5% and 10% usually when you have PMI built in the rates stay the same.

Like Lisa said, the only place I'm aware of this being a thing is in Ellicottville, but I am not an expert on that market.

Question for the experts here, for lead/radon disclosure, I am aware we need the form for tenants, but do you get the actual owners to disclose on the properties in their portfolio if they are aware of lead based paint?

Education is never free whether or not it is DIY or with a little expeditious help from friends/colleagues/experts/mentors.

(In the simple / non complicated scenario)- time ranges - in the best / simple case scenario how long should I expect this process to take? 

I think I would probably talk to an attorney tbh these business purpose non regulated loans do not have rate locks that have to be honored legally.. they can and do change them unilaterally.. borrower accepts counters or declines and loan fails.