I assumed you'd use HELOC for down payment + another loan for the rest. that is 100% financed. 

.- Do you have 200-250k cash, or is that what you can get with your loan amount?

If you have a loan, you may wish to look into due-on-transfer clauses.

The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.

Social Security also has a consent based ssn verification process where a SSN can be verified with the parties consent.Again, we can never be 100% full proof but we can stay on top of the latest ways to mitigate the fraudsters at their game.How are you catching fakes?

I would say the same for employees who need say a second advance on their wages (we allow one).I am willing to make a personal loan if an employee really needs it and you could consider doing it that way with a tenant in need.

Right now, the best offers around me are for some 1.3-4 million, that only generated around 100k per year gross, so there would be a high chance of not cash flowing, and paying money, especially with a commercial loan (these buildings have more than 4 units).I was thinking that although the rental itself does not generate money, I would be able to deduct the mortgage interest, and depreciation from my personal w2 income and would be net positive.

We financed this deal using a residential VA Loan.

They have contacted me for a commercial loan.

They have contacted me for a commercial loan.