And you'll have a solid W-2 income to help you qualify for loans. 

Provides a lot of content on what to consider when buying an STR.

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

I'd love to move into another fixer upper for two years so we could flip tax free or live in for long enough to use our FHA loan.

I'm hesitant to give up my conventional loans on the next cash out refinance for DSCR loans.

Understand what you are investing in....is it a secured loan, unsecured loan, membership interest in an entity that deploys capital like a feeder fund or direct membership interest in an entity that is the deed holder? 

I have two properties (exact same property just across the street from each other) one is a seller finance that is coming to the end of its contract for balloon payment and the other is a fix and hold Interest only loan that is also coming to the end of its contract for balloon payment.

I'm a local youth pastor in MN and I'm looking into getting started in real estate so that I can provide extra income for my growing family.

No we don't believe or expect to get a 5 every time but we do as if we did as this help us all ensure that we provide the best product and service to our guests and we'll have the best rating we could, even if it's not a 5.

More on DSCR loans: DSCR loans won't use your income to underwrite the loan.