Sorry for the confusion, I am buying and holding SFH homes and putting a section 8 tenant in there.

Do you know how much the typical bills have been in the past?

I would look at the DSCR loan as the first option.By the way, I suspect you are going to be disappointed by any refi appraisals   ADUs typically appraise poorly   JADUs can lower the property value Vs having the space as part of the primary unit.  

Not an easy thing, but saving 20% or more on the cost of a new home seems well worth the time and effort if you ask me.

My company builds and sells single family homes in SW Florida.

Since then, home prices have risen quite a bit - more than double for our condo - and my son is graduating in May.

Personally I consider it to be more of a entry level neighborhood for first time home buyers and a blue collar neighborhood for long term renters.

I have a property on the barrier island that I do not want to list on MLS but I am interested in connecting with realtors or investors who typically sell or buy pocket listings and may be interested in this property.

I feel like a lot of developers lately haev been focusing on townhomes..They just tend to be pricey and hard for the first time home owner to buy. 

My wife feel's bad for the tenant because he has a newborn baby in the home.