Sterling,Each lender is different on how they calculate income and also what overlays they have that can cause a bad income calc. 

I also agree, that income is not a protected class.

Texas is very landlord-friendly and also does not have income taxes. 

Sometimes, there is also a tenant already in place which means you can start generating rental income from day one.

Boom multiple income streams. 

Personally I never listen to what the seller states the income is as they are sometimes way off.

I don't know your living situation but if your paying x,xxx for rent or a mortgage and instead by living in one side and renting out the other you will be paying y,yyy instead and y is less then x that's great, especially if you can rent out your primary residence and make income there too. 

Some of the best investment were made in bad neighborhoods and higher crime rates then as usual the area becomes gentrified and continues to grow in both equity and passive income.

Section 8 could also work as a hybrid strategy here; the stable income is nice, and with good property management, it’s pretty hands-off.

Other software also has bank feed integration, automated income tracking, receipt scanner, accountant-approved reporting, etc.Of course, it totally depends on what features you prioritize!