All of those programs are fake.

Has anyone used Joel Sangerman's mentoring program?

Hi @Jimmy Jarjour definitely ask your lender and realtor about 5% programs.

This is especially true when only putting down 5%What is unfortunate with the 5% conventional program is that you get hit from 2 sides:1.

Additionally, I am already on a mentorship/education program for multifamily (syndications) and I already have an LLC and business set up for this strategy in real estate.

My understanding is that the SBA business physical disaster loan program is the route you go. 

Of the fifty agents that you used to work with - did they ever have to come in to the office or was an office not really necessary in order to function at a higher capacity?

They own the investment management and property management functions.  

The way that I set up my coaching program helped around 80 to 90% of my coaching students buy real estate and increase their net worth by between $30,000 and $500,000 during the year that I coached them.I tried to make the coaching program really affordable and based on psychological principles of motivation.

There are programs that offer 100% financing for many different people like Veterans, First time home buyers, (Certain states), Medical professional loans also offer 100% (Anyone with a Medical license).You also have Second Home or Vacation home which only requires 10% down.