If you've got a $2k mortgage, saving $6k for 3 months should be chicken feed as an investor - nothing you can do anything substantial with, in other words. 

I created a whole channel to educate foreign people to invest in the US.

Check out this feed on the top BP podcasts of all time.

We just paid a lawyer too much $ to review our lease agreement, so I'm hoping to find a good operating agreement without feeding the lawyers any more of our hard earned money if possible (sorry lawyers).

The realtor can feed me deals and he's got a genuine interest in learning the ropes and help out in a some of the leg work  (scheduling, inspections, oversight, etc.).  

Unlike other asset classes like commercial retail with corporate backed tenants on the leases you will be (feeding the beast) in multifamily if a tenant does not pay.

Around these parts, lease options are seen as last ditche effort to get a unit sold vs rented or sold through normal channels.

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I admit that my own ignorance of how a syndication is set up may feed into my fear. 

I do not know the proper channels to follow and move forward and would love to intern with someone in the NJ area.