Side question:@ Chris - Which ETF groups would you suggest (international, commodities, currencies, index, fixed income, sector based, etc.)?

I don't think we will experience double digit declines over the next few years, but I think that's MUCH more likely than seeing dramatic appreciation.Its entirely possible the politicians in the US and Europe will continue to dither and the economy will continue to slump.

In fact, I have like 500 books on my book shelf and in storage and probably 250 in digital format.I have been at this REI Game since 1984 and I love it.The only real master of REI I have ever heard was Barney Zick of Houston TX (RIP)@Rick Harmon Im sure you know him.Here is a question...Has there ever been a graduate of an elite training made back  their $29,000 tuition?

The only money allowed in the constitution is coins.3) Return to the gold standard so we have real money, instead of fiat currency.

So they get to hedge this currency risk for the poster.

Yes, what you want is a fantasy.Hard money rates are double digits.

There lies its true intrinsic value, which is more than anyone can say for any type of currency, other than time.

Ok you complain to me i dont have 100 dollars I say fine then get your digital camera out spend 5 bucks in gas and take 200 pictures of potential deals and build a list of landlords and investors and buyers and rehabbers and explain to them if they close your deal they owe you 50 bucks for the lead and you will bring them 20 pics a week of possibilities based on there buying criteria.

Once silver hits 100 dollars an ounce I might be inclined to get some 1/5 ounce silver or just buy silver dimes;) This will make the purchase small enough to use as normal currency if you are wanting that.

s=digital-text&ie=UTF8&qid=1359863792&sr=1-1&keywords=biggerpocketsYour property is a substantial capital investment.