I had one applicant say that he had all the information in a word document and could I cut and paste it in.  

This includes things like cutting down the grass and installing a drain in the basement.

If I was a newbie, I wouldn't have the volume or the wherewithal to protect the lender's money the way we do.We have a couple of groups that are trying to gain our business and have offered to cut rates below what we're currently paying.  

You have $606 after tax dollars to spend on the rest of life's expenses, including investing, buying flowers for your significant other, cell phone bill, water/electric/vehicle expense/food/childcare/hair cuts/vacation. 

The main beam also has been cut to accommodate a drain pipe.

Cities are then forced to cut back on services.

We had a huge downward revision to the BLS jobs growth figures, the Fed minutes explicitly said that a rate cut on Sept 18 was likely, and average mortgage rates moved below 6.5% (and are now 1% lower than they were a year ago).July housing starts disappoint.

While I’m making solid cash flow from my investments it would significantly cut into my cash flow if I had a $1500/month HELOC payment.

It doesn't happen like a tenant, all at once, but it's death by a thousand paper cuts.

Maybe about 13-15 acres with some harsh terrain, streams, dense woods I don't want to cut down ever.