@Joe S. if you want to have a conversation please pm me where James can't rudely encroach.

I've seen some really good hotel/motel conversion to MF properties in Spokane lately, retail value-add in Tri-Cities and Wenatchee.

Someone who is less risk averse may be willing to wait to see if rates drop more significantly and take the higher rate for now and refinance down the road but for the less risk averse, it's definitely a meaningful conversation and pretty easy to quantify by taking the cost and dividing it by the monthly payment savings to determine a "break even" period to see if that makes sense for the client.Curious to hear others' thoughts on this.

Will lenders entertain an early-stage conversation about how much I can potentially borrow across a few different properties? 

What you're really doing is qualifying them and potentially their network.The Investor CallWhen holding an investor call, it's essential to follow these key steps:-Take control of the conversation, ensuring you guide the discussion and its flow.

Welcome to the conversation!

The ADU trick popped up in my latest conversation with the brilliant @Bruce Woodruff. 

@Chris Gawlik I think one of the confusing parts of this conversation is that C and D class can mean different things.

You can exchange ideas with your agent and have him work something out with the other side through conversations but once you all agree on a plan you MUST GET IT IN WRITING so everyone is legally bound and your EMD and interest are protected. 

@Yitzchak Khaimov - I'd be happy to have a conversation with you.