@Russell Brazil this really confuses me, after the conversation Friday with the Maryland RE commission, I was told that I do not need a Real Estate or Brokers License to manage property for owners.

Any thoughts or examples of similar conversions would be greatly appreciated!

Conversely, you will run into people on your list that just seem to be a waste of time, so you’ll want to avoid them.

@Joe S. if you want to have a conversation please pm me where James can't rudely encroach.

I've seen some really good hotel/motel conversion to MF properties in Spokane lately, retail value-add in Tri-Cities and Wenatchee.

Someone who is less risk averse may be willing to wait to see if rates drop more significantly and take the higher rate for now and refinance down the road but for the less risk averse, it's definitely a meaningful conversation and pretty easy to quantify by taking the cost and dividing it by the monthly payment savings to determine a "break even" period to see if that makes sense for the client.Curious to hear others' thoughts on this.

Will lenders entertain an early-stage conversation about how much I can potentially borrow across a few different properties? 

Welcome to the conversation!

What you're really doing is qualifying them and potentially their network.The Investor CallWhen holding an investor call, it's essential to follow these key steps:-Take control of the conversation, ensuring you guide the discussion and its flow.

The ADU trick popped up in my latest conversation with the brilliant @Bruce Woodruff.