A standard "business owner's policy" is fine -- it covers the building, commercial general liability, and ideally, loss of rent. 

Newsom signed that order post-LA fires making it illegal to increase rent beyond 10% in those areas impacted by the fires (one source: https://www.washingtonpost.com/business/2025/01/25/la-county... )If I understand you correctly, you're saying that PriceLabs is behind the increase in rates for your properties, taking them to either 10% or beyond of an increase which I'm sure is something someone on their board or engineers must be aware of- as an issue.

Do you know investors who have done business in Oklahoma? 

I think there's a pretty low bar for competency in the management business because it's not glamorous and can be a grind.

It’s a gem for insights into running and expanding a business.

Just don't forget that this is a cashflow business more than an investment.

They seem to be trying to use a PMC model designed for Class A properties/tenants for Class B, C and sometimes D.Can't use the same business model for all classes of properties/tenants. 

Send me a PM - our business specializes in designing flips and STRs across the US!

It's too much like the hospitality business rather than a rental. 

I'm not sure why that metric has held true but it still applies, the properties that perform well above that ratio are the owners that treat their STR like a business.