The 1% rule is best only used as a quick and dirty evaluation used to pick which property you plan on running additonal calculations on.

I plan to call lender on this but don't want to wave any red flags. thoughts?

But I know that the leaders are working on plans to fix it and they are very skilled and effective.

He thought you were looking to be a borrower with your plans investments, not be a lender with your RRSP.I would seek out providers of self-directed RRSP plans in Canada. 

Quote from @Jorge Torres: Hey @Isaac Terry, My question for you is: Are you planning to buy and manage the property yourself?

Being able to look one of these sellers in the eye and tell them that you can, as a licensed agent, either list their property or attempt to assign the contract, assuming wholesaling is legal in your state, is a huge credibility booster.2) Get an entry-level job, hustle, save as much as possible and plan to house-hack when you turn 18-21.

Hello everyone,I’m currently in the planning phase for a development project just outside of Santa Fe, NM.

If you are going to be an owner-occupant, want a low down payment, and are planning to do a renovation, the FHA 203k and Fannie May Homestyle loans are your best optionsHow do you know the property is currently upside down on the mortgage? 

I know that is a long pay back period but don't plan on selling anytime soon, plus you never know what nat gas prices will do. 

For example, if your driveway only fits two cars, you need to know if tenants plan to bring several vehicles, as this could lead to parking violations and HOA fines.Don’t forget to screen pets, too!