I own a co-op in the bronx and i rented the place for over 2 years.Now, i am trying to get seriouly in the RE business, my goal is to buy my first investment property within 3 to 5 months here in NY or NJ area.

If I refinanced, is it easier to qualify with a co-signer?

My first option that I am considering is to continue living here and rent the second room for 550 a month so I save 400.My second option is to rent each room in the apartment and I buy a co-op and live in it.

I am in the San Diego market where houses are pretty expensive and I am finding it difficult to afford the down payment on a 2nd home. I have had my current home since April 2009 and short sold an upside down cond...

They want to fix the price and i am not willing to sell for today's value as I know that the price will eventually get back to my purchase price in 2006.The buyer agent is more interested in her $15,000 commission on the back end than doing a 2 year lease for a co op fee.

My family and I have been looking to purchase a co-op/condo since August 2015, and the market is incredibly intense: low inventory, high competition from all-cash buyers.  

You many have to pump up your income to qualify for the loan you want/need or find a co-signer.If you have not already done so you need to 1)  reach out to an agent and get a listing alert, be prepared to make an offer same day, you can always pull your offer if the property does not pass inspection.  2)  you will also need to find a loan officer or mortgage broker to get prequalified for a loan.  

Add a co borrower , it can be non occupying5. do you have any additional income that you receive monthly?

There are no rules, but as many other have mentioned 10% of the equity is a benchmark for a co-investment.

I have a 3 unit property (1/1 house, 1/1 apartment and 3/2 house) within walking distance to a CO Springs hospital, and I keep thinking I should furnish one unit.