You may be trying to cheat yourself by artificially deflating your reno costs so your take home number looks better.

I am not a finance major but the stock index seems artificially inflated by an ok economy based on fictitious unemployment and inflation numbers and artificially held low interest rates.

Some times we had artificial security camera's put up on the premises with a sign saying, smile you are on a camera, and all these things seemed to help.  

The problem is all of these Newbies are driving up the prices artificially for the rest of us that know what we are doing.

Question for the group -

After speaking to the listing agent on a home that recently sold, she told me the appraisal came in at 168k + the buyer added 5k to sweet'n he deal due to multiple offers, My question is..
...

Add in that the average person stays in a home for 7 to 8 years, and those that bought at an artificial low 7 to 8 years ago are looking at normalized pricing and domt want to trade up, further exasperating the inventory problem.

Obviously with increased credit via lowering lending standards and artificially low interest rates (below what the market would set).    

We have artificially inflated prices, in most of the areas with cash sales to out-of-state folks, or local  cash buyers.

The property was impeccably maintained; and the reason it was such a low cap rate at the time of sale was because the rents had been kept artificially low by the sellers of the property who had owned it for 40 years.

Everyone keeps moving toward this artificial date that NACA has attached to the file, without adjusting for delays, and there is no management of expectations, which just makes everyone frustrated and generates more negativity toward NACA.Regarding the process itself, it is not clearly communicated to the buyers by NACA that THEY are responsible for making sure their loan keeps moving - long after the MC has completed their portion and directed their attention to new applicants.