And a few from 0% interest for a year credit card loans too.

We have another park with a free space rent manager and as we have raised the rents he continues to live there for free. 

Since you have work history, if you get a job with salary income and a credit score above 640 (680 realistically), a conventional cashout refi is within reach as soon as you reach those metrics.

Jorge Newberry is the principal and a very good guy from my experience.

These are professionals with additional training and a stricter code of ethics.

Seems like an uphill battle and as Jay pointed out it would be a long, expensive process that tends to favor the seller (judges don't take forcing people to sell their property lightly).

I have several vehicles and lots of stuff in general and a wife that would not be ok with a duplex.  

Lahaina is a year and a half into recovery with roughly 1500 homes destroyed, The US Army Corps of Engineers and FEMA just competed debris removal.

A whole working business with properties, a booking site and a brand that creates loyalty.

As both an investor and a mortgage broker who has personally used both options, I can say there are benefits to each.It ultimately comes down to comparing the two side by side based on your specific situation.