This ordinance is significant for its comprehensive approach to addressing source-of-income discrimination, particularly in the context of housing and rental opportunities.Key aspects of this ordinance include:The creation of a $1 million Landlord Risk Mitigation Program to financially assist landlords who accept tenants with vouchers, such as Section 8.Establishment of a landlord liaison position within the City’s Housing Department to facilitate communication and support.Landlords are allowed to deny rental applications based on individualized assessments, such as criminal convictions, credit scores, and eviction history, but the ordinance also sets clear guidelines for what can and cannot be considered.It includes a delayed effective date, allowing time for landlords and tenants to adjust to the new regulations.The ordinance also specifies that certain properties, particularly older houses that cannot easily comply with current codes, are exempt from some of the source-of-income requirements.The guidelines provided by Kansas City's Ordinance 231019, detailing what can and cannot be considered in rental applications, include several notable points aimed at balancing the rights and concerns of both tenants and landlords:Individualized Assessment Allowed:Landlords can deny rental applications based on specific, individualized factors, including criminal convictions, credit score, eviction history, alleged damages, and rent-to-income ratio.

Of course, since most HELOCs are adjustable, this will change for better or worse as rates change.

There's typically a lag from when demand drops off as it takes time for supply to build up and then pricing finally adjusts.

For the professional managers I recommend they take an honest look at their business and make the adjustments to make it harder to replace them and make everyone want them. 

- Adjust plans as needed to overcome challenges

There could be a slight rate adjustment to the pricing of the loan on the cash out refi as apposed to a purchase. 

I'd relate it to purchasing auto insurance, where you're given kind of the default average coverage limits, then you just adjust up/down as desired (mostly guessing on what you should choose).

The current urgent issue is the porch columns need to be adjusted - about $2k.

The teaser rents will likely reset to unadvertised rents higher than what he is currently paying, which is the point of the discount, to get someone moved in and adjust them to a much higher rent down the road.He's going to be a pain at renewal.

You could adjust the price based on size.