If you don't have employees, that saves you money, but then you are basically living in the coffee shop.I don't know how much you need, but in my opinion, $15,000 isn't nearly enough.I know if I were representing the landlord, I'd want to see that you had a lot more that set aside, unless I was a desperate landlord who was looking for any tenants I could get.I actually have a client with a coffee shop and it's a tough business.I'm not trying to discourage you, I just want you to go in with your eyes wide open.

Hire a pro with a wide angle lens and lighting. also, add a few personal touches: like flowers, pillows, or throws on the couch, etc.  

Oregon same thing its at 100 but that includes 25 to 40k just for permits.. so really not that bad.. and the terrifs for us just affected lumber so our 20k lumber pack when to 30k for a 2500 sq ft subdivision home with builder grades.450 a foot like what he is talking about I have only really seen that in Palm springs La Quinta big 5000 to 7000 sq ft single levels with top of the line everything and those hidden window walls that are 30 feet wide. 

I wouldnt write it off completely, you just have to go in with your eyes wide open. 

Changes in the prime rate are widely publicized in the news media and are used as the indexes in some adjustable rate mortgages, especially home equity lines of credit.

Don't know if that's country wide or just here in the Cleveland market but something you should probably research.RoofstockRoofstock isn't really a turnkey company.

or cash.. and scoop the deals when and if that time comes around again. but I think its fair to say 08 to 2012 was a very unique set of circumstances and other than a one horse town or one mill town or one main manufacturing town.. were the mill or plant closes and real estate tumbles.. we just never saw such a wide spread loss of values.. 

@Michael NewmanI would think the pay for accountant would be hire than property manager but of course there is a pretty wide range .

Full 203k is pretty much wide open, as is the homestyle, BUT they both require a licensed "consultant" that creates a feasability report, handles inspections and draws, etc.   

I owe 55k on a trailer double wide.