I think it is trash and assume the tenant doesn't want it, does not meet that legal requirement.

Seems to me my options are...SELL - If I were to put it on the market I think I could reasonably get $2.8M - $3M, but at a 2.9M sale price my return on my initial investment is only 38%, or 7.6% a year over the 5 years.

Easy google search if you want to look it up.I do expect them to take profit on this, otherwise how would they survive, but if you think you'll really get far doing this way that's a different question.

I don't think he would allow someone that had to put the fee on a credit card.

I think it's a great strategy.

They’re asset-based, meaning the loan is secured by the property itself, and they often have quicker approval times but higher interest rates (think 10–15%) and fees.

Call the PM (I don’t think HABD will provide information on a property you don’t own - even if you can get them to answer the phone).

I think your absolutely right.

I was really excited to sign up as I think their first student when they started making their rounds in the fall of 2020.

and what do you owe and what do you think the property is worth?