or ways to reduce our expenses on mortgage every month. we both make about $105k each yearly. but with us planning to have kids in the future, she may stop working.Any advise is appreciated THANK YOU!!!

These things need so much power that unless the site has access to major grid access point you're wasting your time. 

They often have access to off-market listings and can also help you navigate on-market listings on MLS.

The number of homes for sale in the three county area around Sacramento finally had a decrease in November 2024. There were 3032 homes for sale in the Sacramento, Placer, El Dorado counties. There were 3399 homes for ...

Most Buyers don't even know that there is a public access portal to search local listings.

If you choose an online program, ask how much access you have to the coach.

The tenant base is generally 95% single women with 2 to 5 kids and they flat destroy houses, Not on purpose  most of the time but if you have children all below 10 years old they are just brutual on houses even in the best of situations of which single parent with multiple baby daddys is not the best of circumstances.. full stop.

Do I give up access to transportation, restaurants, cultural activities, doctors, emergency medical care, religious and business activities, vet care and maybe more, to live in the country on my ranch or on the beach in a beautiful country, or do I keep access to all those things and live in the city? 

Some lenders do have minimum credit scores to access these loan types, but it is the exact same qualifications for income and assets as non renovation loans. 

Quote from @Blake Grzybowski: I am a wholesaler in Michigan and would like to start reaching out to potential sellers who are Maybe foreclosuresdaily.com, maybe see if any of your title company partners has access to titlepro software for leads.