@Josh Bowser what’s up josh long time no see man!

I am just trying to see if there is a more creative way to get capitol to invest or if I should even be investing at all with my situation.SITUATION: I am currently an Active duty military member that has recently went through a divorce again and absorbed $30k in credit card debt that is now about to be in collections, I am having to pay $1000/month in child support for my son, and due to previously losing income and having to start saving for a nest egg of transitioning out of the military, I had to Voluntarily repo my vehicle and get a beater which has made my credit score take a nose dive to the mid 500's (I used to have 740-760 before all this divorce stuff happened).

Honestly, none, if you aren't backing up the calculator with your eyes, ears, nose, and gut.

Personally, I would hold my tongue(and nose frankly) and try to get a different color approved and keep the brick painted as removing the paint from the brick could be costly

After all closing cost, interest, renovations, and additional holding cost, I was ALL IN around 150k on the nose.

We had the time booked within 24 hours so no skin off our nose.

@Steve Lorefice    @Nathan G. hit it on the nose. 

Like the guy was sitting on the couch, watching TV and all of a sudden a gust of wind blew a line of cocaine through the open window and up his nose? 

I like to do LVP on the stairs too, with white wood risers and the LVP "bull-nose" tips.

This is the current quote from one of the few contractors that got back to us.My Concerns:- not agreeing to fixed end date- limited itemized breakdown for each item  QuoteExterior: $9000 (not including exterior paint and tree work)• Power wash exterior (plumbing repairs needed to accommodate)• Scrape original paint as much as possible• Paint exterior• Remove satellite dish from front• Remove front awning above two windows • Repair casement around basement windows• Replace siding as needed• Install rear staircase (permit required)• Replace corner post with 6x6• Install 12x15 rear deck at gradeFront Porch: $1500 (not including work on exterior windows)• Rebuild front door to clear hump in floor with automated sweep• Clean floor and repaint• Prep and repaint room• Inspect and seal interior window as needed1st Floor: $5200 + $2.50 per sqft of flooring installed (price of flooring and electrical not included)• Need to take a second look in house if possible I would like to match original flooring in kitchen, which would most likely lower the flooring cost)• Replace front door (32” left hand inswing try to match décor) Jeld-wen 6 lite prehung $398 would need to be painted to look appropriate• Clean walls repair, paint and caulk window frames (color Simply white recommended in scuff defense)• Level and prepare floor for vinyl including removing all trim, repairing and replacing as damage occurs, install nosing and transitions• Install vinyl floating floor throughout first floor (customer to select flooring for pricing) (sqft unknown install rate is $2.50 Per sqft)• Electrical plan to be determinedKitchen: $3800 (not including cabinets, refrigerator, sink, faucet, stove)• Repair damaged floor joist and subfloor• Install kitchen sink• Repair walls trim and paint• Refrigerator location is unknown at this time1st floor bathroom: $1800 (customer to supply vanity and faucet)• Remove toilet and flooring (if subfloor repair is need current price does not reflect cost)• Repair walls and paint• Install vanity (work with customer in choosing appropriate vanity)Laundry Room: $1300• Install matching rear door 32” RT inswing• Install dryer exhaust• Repair walls, trim and paint• (walls will likely need to be opened for electrical work)2nd Floor: $2200 Not including Floor refinishing• General clean-up of walls and trim• Paint• Seal windows as needed• Floors refinished2nd Floor bath: $5050 (does not include vanity, tile, mix valve, tub)• Gut shower• Replace toilet• Install vanity• Tile shower• Tile bathroom floor• Repair walls• Trim• PaintStaircase: $800• Remove remainder of carpet tack strips• General restoration repairBasement / utilities: $350 (electrical, plumbing, and heating is separate quote)• General clean up• Clear all debris from premise Total quoted cost: $34,500 + $2.50 per sq ft flooring installed.