Quote from @NA Hirsch: What service do you recommend for doing a soft pull on a potential borrower's credit?

Ultimately, all the costs would be added to your basis in the property and depreciated when you place the property in service as a short term rental.

I am sure rest of you will have learning experience of your own soon and will agree with me.

We don't allow any "deal-making" in the forums, which includes advertising your services or properties, looking for partners, etc.

What does water service say?

So how do I socialize the benefit of doing something like taking a 200k ADU construction loan to add $X in top line and $Y after servicing the new note, but with an increased property value etc etc? 

I know it may sound as a BIAS from my side but I think this should NOT be legal to put covenant, see my logic here a builder build a whole community and one part of it is rentals the rest is single family, they put covenants and restrict the market to rent by room just to ensure they can rent their rentals that is a sort of monopolistic behavior and should not be legal.

I think that trend will be  nationwide, but I expect the rest of coastal florida(outside of primo Miami) to get a harsh correction. some cities (miami,san diego) created their own market that's hard to compare to other market because of the immigration pattern and status.

That would be a debt service cover ratio of 1.5.

The rest will be deferred in the 1031..