The property was sold on the same day for $28,000, showcasing our ability to execute quick, profitable transactions.

If you have plenty of extra income each month (or indeed, if you do have the ability to pay down 80% of your mortgage now) - you can easily make extra principal-only payment/s! 

Additionally, I own an adjacent parcel with 5 acres of coffee and have obtained permits to operate an agricultural tourism business there, with entitlements to build two more dwellings.The estate is situated within a gated community, and while it’s a remarkable property with a lot of unique features, I’ve encountered some pushback from the neighbors, which has made me reconsider my position here.

Ability to purchase and hold in a high appreciation market where LTR rates may force you to come out of pocket.

Either you have absolutely no ability to find competent people, or for some reason competent people don’t want your business.  

Unlike other sources, you will have full access to critical information like the Agent-to-Agent remarks.

., you don't really need to fill out a 'formal' application to discuss your borrowing ability.

@Adriana McLaughlin If your AGI exceeds $150,000, your ability to deduct real estate losses is limited under IRS rules.

Sometimes when modifying a loan, if you are increasing the P+I, that could be considered a refinance, requiring you to re-underwrite (due to Dodd-Frank's requirement to show the borrower's ability to repay). 

Not everyone has the time and ability to do that and not everyone feels comfortable turning over control.