Most of the people on BP that I see in the forums don't have tons of cash sitting around

We could see less homes come on the market as well as duplexes that sit for longer periods of time before going into contract.

Also my cash from the sale has been sitting in a 5% money market.

Just sit back and collect commission check!

If your sitting on a lot of equity and the COC of that equity is less then 5% I would sell.

That bubble will burst in a very legally challenging way for people who follow that bad advice.Second, you have to be in a position to handle a Due on Salecall.Third you have to be in a position to make every payment on time even if the property is sitting there vacant.You have to know why you are buying the property and what you are going to do with it to be cash positive without question.There are other things but that is a start.

LOL.. like risking 100's of thousands of dolalrs on a rehab project is nothing... that's the problem .. those with the attitude of they do ALL THE WORK and the money just sits back and does nothing.. :)  that is very nearsighted thinking and someone who probably won't get much going in the bizz.

From what I recall, most people who asked for mortgage pauses were given them.

Her “casual demeanor” seemed to me as her simply recalling the details of the situation.

You may be allowed another use besides residential, however you need to confirm that with planning department where this property sits.