There's no need to make it complicated.Once the LLC is established, the business can then get its own IEN number, checking account and credit card. 

You can create sub-accounts for each property and create virtual credit cards you can assign for use with certain properties or with certain providers like your cleaners or handyman.

I have no unpaid debts other than monthly bills and a small amount of credit card debt, all of which are current.

And there's always a credit card (if he has the problem with 3% fee then he can wait for his dumb check to clear!)

I doubt you could pull out much with the amount of equity you have at the moment 😔Helocs have higher interest rates but it works like a credit card.

The site allows for tenants to pay via credit card.

Business cards are just kindle.

We have never raised his rent, always address any needs or concerns with urgency, and even give a December rent reduction with Christmas card and gift each year.

Set up a separate bank account and get a credit card that you only use for rental property expenses.

You have to subtract minimum monthly credit card debt payments, car leases and loans, student loan payments, etc.If you have $0 debt, you can qualify for a total mortgage payment of $3,437.50.