For example I would take a 7% return over your product all day long.  

Be sure to ask about prepayment penalties, closing costs, and interest rate adjustments to secure the best long-term deal.4.

So long story short I am still hunting down the contract. 

A bit, but with all of the chip factories, companies, and new developments coming to town I don't see it softening for long.

Half the team focuses on long term rental management and the other half focuses on short term.

Check out this reply when I asked him how long he spent closing his own loan.

Plenty of people invest remotely, and as long as you have modest expectations (not chasing the highest possible yield), and are using light leverage, and don't get suckered into buying in a part of town that you wouldn't feel comfortable visiting in broad daylight, plenty of people do this and do... fine.

My name is Wes and I live about an hour north of Toronto, Ontario, Canada.Looking to get into real-estate investing with long term rentals, BRRR, and House hacking.Currently looking to also find other other local people to chat to about real-estate and how to get started in our currently price inflated Ontario market.Let me know if you're in my area!!

The Long term, after some reserves, I'd like to bring down the assessment costs since I worry that this will negatively impact the property value. 

If you have a high 7 rate then it might be beneficial in the long run to pay it down if you don't want to put it in a 4% savings account or CD.