Trying to figure out how any injury or traumatic experience qualified you but yes they do disserve some reward for the things they had to go through.

Now, if you are talking liability where someone gets hurt on your property, well, that's where insurance comes in.Whether an LLC or personally held property encounters injury liability - insurance is a necessity.

Hi @Aquila PhillipsWhether to setup an LLC or not at all depends in your situation.Here's not to setup an LLCIf you buy cash for a property as an owner-occupied, or an investment (hold), you have no liens, you do not owe the government, you do not owe any lenders, and you have wages to support its maintenance and utilities, then you don't need and LLC.You have wages to support bi-annual property taxation payment, you don't need and LLC.You have no tenants in your investment property, then you don't need an LLC.You have no medical conditions that will use your savings in the next 5 years, then you don't need an LLC.You are fully insured that will pay you or your estate in case of accidental injury  or incapacity, or end of life term, then you don't need an LLC.Your wages can support your daily living, then you don't need an LLC.

Also, though it may not seem like as much of a hazard as steps, uneven pavement can cause slip and fall injuries and also provide a reason for an unscrupulous tenant to sue.

Any accident resulting in injury to the tenants may be blamed on a worker.

.), and it carries personal liability for the owner and their family in the event they are personally found liable for bodily injury or property damage.The problem is that it excludes, or does not cover, business activity or renting of the home if it’s not occasional and used as the person’s residence.

This could be malicious or not (injury, sudden loss of employment, whatever....).

These are mostly people with neck & back injuries, but they do not need help bathing or grooming, so this does not need an RCFE license...

lol Usually involves the security deposit and/or some injury they may have had while living in the rental.

There are a million reasons why a buyer who has a pre-approval from a lender and makes an offer through their own agent, but still can't get the deal across the finish line; lost job, death, debt to income changed, doesn't like something on one of the many, many reports and/or disclosures, job change, divorce, injury, just changes their mind and walks away... the list is endless.